Blog - 2012

September 2012

Should I Refinance My Car?

By Jeff Ostroff | Published September 13, 2012

The murky world of car finance is difficult for most people to navigate, and many get it wrong, often paying for their mistakes for years in the form of higher interest rates, sometimes triple what those of us with good credit would pay. Here at people often ask us "should I refinance my car?" It seems complicated to them, they also ask "can you refinance a car loan?" and even "How do I refinance my car?" Here we will clear the air on these common questions and make it simple to understand. Read more>>

August 2012

Chevy Total Confidence Pricing & Love It or Return It, What's the Catch?

By Jeff Ostroff | Published August 10, 2012

I've seen ads recently from Chevrolet touting 2 sales programs, one of them is called the Chevy Total Confidence Pricing, and the other is called the Love It or Return It program. The Total Confidence Plan is supposed to give you confidence of some low purchase price, while Love It or Return It claims to give you 60 days to return your new car if you don't like it. Read more>>

July 2012

Advantages Women Have Over Men When Buying Cars

By Jeff Ostroff | Published July 30, 2012

For years, buying cars was a man's game, mom and dad went to the car dealer, and dad did all the talking and dealing with the salespeople. It was a good old boys club where only the men played, because the women did not have enough experience in the lion's den. Women were secondary citizens, so the boyfriends and husbands would take charge to score the best deal on a new car, because the arrogant men "knew" how to play on a "level" playing field one on one against another man. Read more>>

June 2012

How to Buy a Used Car that has an Outstanding Loan Balance

By Jeff Ostroff | Published June 27, 2012

Many people ask us here on, "How do you buy a used car from someone who still owes money to the bank for the car loan?" "How do you transfer the title to your name?" You just agreed to buy a used Honda Accord from a seller on eBay Motors or Craigslist for $6,000 then you learn the seller still owes $3,000 on the car loan. Read more>>

March 2012

Extended Car Warranty Competing Quotes Model Saves You Money

By Jeff Ostroff | Published March 9, 2012

Traditionally the way we buy extended warranties for our cars has been typically purchased at the car dealer, or a trustworthy online warranty site, or maybe some of you foolishly bought via a junk mail postcard that was mailed to you. Hopefully you have never bought a warranty via postcards designed to trick you into thinking they are official from Ford, Toyota, or Honda! Our visitors here on know that I prefer dealing directly with established discount online warranty companies than car dealers, because the online companies have no middle man holding their hand out and adding cost to the final product. Read more>>

February 2012

How to Avoid Upside Down Car Loans

By Jeff Ostroff | Published February 24, 2012

I'm sure you have heard thousands of car dealer radio ads that scream out "We'll pay off your car loan no matter how much you still owe!" This scam is aimed directly at people like you who might be under water on their car loans. Over the years I have seen car buyers make many mistakes, and probably the worst mistake you can make is allowing yourself to become upside down on your car loan. Read more>>

Never Leave the Car Dealer With Your New Car and No Paperwork

By Jeff Ostroff | Published February 13, 2012

Every once in a while I get emails from visitors to us here at asking me "did I just get ripped off?" Well you know if they have to ask me that question, the answer is probably going to be yes they got ripped off. Sometimes people do very foolish things when shopping for new cars. One of the worst case scenario examples of this is buying your new car and leaving the dealership with no paperwork or anything in writing that confirms the deal you just signed. Read more>>

How to Avoid End of Auto Lease Penalties and Scams

By Jeff Ostroff | Published February 1, 2012

Auto leasing is stacked against most consumers, who rush in uneducated, and don't consider all the fees and penalties they face, especially at lease end. I hear from our visitors all the time at the end of their lease, in a panic because they have $3,000 to $5,000 in mileage penalties, $2,000 excessive wear and tear and $1,000 in new tire fees. But how did this happen? Read more>>

January 2012

Never Cosign a Car Loan for Anyone

By Jeff Ostroff | Published January 16, 2012

I get emails from time to time from people (victim) who cosigned a car loan for another person, who then defaulted on the loan, which then obligated the victim who cosigned to now be responsible for that loan. I field enough questions on this topic that I thought I would reiterate my strong warnings to anyone who is considering pursuing this toxic waste of financing gimmickry. Read more>>

Top 5 Extended Car Warranty Buying Mistakes

By Jeff Ostroff | Published January 11, 2012

By far the most controversial topic here on and other online complaint sites is the subject of extended car warranties. There are people out there who are against all extended warranties (also known as vehicle service agreements or VSA). Some warranty claims are rejected, so consumers think that all warranties stink, when in fact they were rejected for legitimate contract reasons. Read more>>

Top 10 Reasons to Run a Used Car Vehicle History Report

By Jeff Ostroff | Published January 8, 2012

People often ask me if they really need to run a vehicle history report on a used car they are about to buy. Many people overlook this important 11th hour tool of protection for the car buyer. We stress over and over here on that you must run a Vehicle History Report and also have a mechanic put the car up on a lift for inspection, otherwise do not buy that car. Read more>>

Archived Blogs:   Latest   2016   2015   2014   2013   2012 has affiliate relationships with multiple web sites. We are paid referral fees for leads or sales generated from visitors that click on some links or fill out certain forms on this site. Please view our advertising policy page for more information.