Car Buying Tips For Women

Last Modified: November 26, 2019 by Jeff Ostroff  | Originally Published July 2, 2012

A car dealership can be imposing - But you won't be intimidated!

I've seen sites littered with "Top 10 New Car Buying Tips for Women." They all have the same advice with no real meat to it. We have the best free advice for women. Do you want to know our secret? Surprise! It's the same advice we give to men! That's right, you don't need separate car buying guides for women; every person who arrives here on is educated the exact same way with best in class information on buying cars. Here are the key points that we will cover on this page.

You don't have to be a car enthusiast to get a great deal when you buy one. Using our tips to understand the car buying process, you won't have to fear the unknown. Your parents always told you how important it is to get an education.

Learning about the whole process will allow you to use your knowledge to negotiate like a pro. On this site, I am the teacher and you will definitely score an A+! Make sure you do your homework!

1. Women have advantages over men when buying a car

Your secret weapon: The "good old boys" network expects you to be uninformed. Their guard is down, not yours. We teach you to spot scams a mile away. You enter the dealership with "The Folder" containing all your research and credit reports. Before arriving, you'll know how much the dealer pays for new cars, how much to offer them and all of their scams. You will have financing pre-approval and know how to shop smart, pitting dealers against each other.

I love receiving feedback from our female visitors telling me after receiving free education from us, they left their husband or boyfriend at home, haggling excellent car deals by themselves. Below is a brief summary of what our guide will teach you. You won't get everything you need from this short article, so read our How To Buy A New Car guide.

2. Learn what dealers pay for new cars & calculate your offer

In order to calculate a fair offer you need to know the dealer's true cost. To find this information you will need to do some research. It will take some time, but it will save you money. Get all the free tools you will need.

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Get price quotes at top rated sites TrueCar, RydeShopper and Edmunds. Once you have these in hand, you will be able pit dealers against each other. Remember, more competition will lead to a better price. Learn more about how the online car buying process works.

3. Get financing approval in advance before you enter a car dealership

Never enter the dealerships without knowing your credit score and getting lender pre-approval. Apply to online lenders for the best rates. All this is in "The Folder" you bring to the dealership. Read our finance chapter.

4. Avoid costly expenses in the finance office

Dealerships make big profits in the finance office. This includes pushing you to buy an extended warranty. There is no advantage to buying it from the dealership and you will pay too much. You do not have to purchase it the same day you buy your car. Read our money saving warranty article. Remember, the same can be said for insurance - you can get the best rates online. Read our article about saving on insurance.

5. Consider selling your old car instead of trading it in

Dealers offer you $4,000 to $6,000 below market value for your trade. Smart car buyers sell their own car at market price. I prefer to sell used cars on Craigslist and eBay. The best way to tell what your car is worth is on eBay Motors online car auctions, select "Completed Items" to see how auctions actually finished. Don't feel comfortable selling your car? Use printouts from eBay to get dealers to offer you more money for your trade. But remember, you'll get more selling it yourself. Find out how to sell your car yourself.

6. Watch out for dealer scams, haggle out bogus fees

Before speaking to any salesperson get educated on their scams, read our Top 10 Car Dealer Scams. Compare apples with apples quotes from dealers, make sure they quote same options and fees for accurate out-the-door cash pricing excluding rebates, incentives or trades. Most dealer fees are bogus so haggle them out. You don't want to be blindsided with undisclosed fees like $600 for dealer prep, $400 for VIN etching, advertising fees, administrative fees, inflated license and registration fees.

7. Haggle tough, don't be a monthly payment buyer or trade-in buyer

Don't be emotional, set time limits, be prepared to walk. Don't let them mention trade-in or financing during negotiations. Haggle your selling price as though you're paying cash. You don't want to play the cash flow shell game, where they lower the selling price, but overcharge you on loan interest rate. The the biggest mistake you can make is to haggle by monthly payment. This allows the dealer hide extras in your your payments. Don't be a trade-in buyer, focusing only on what dealers offers for your trade. You'll get ripped off on other parts of the deal. Dealers can also low ball your trade. Some finance managers are sharks who play games, tricking you on your loan terms and down payment amounts.

Remember women, take your time, educate yourself, read all the chapters, be patient and don't rush into a bad deal. has affiliate relationships with multiple web sites. We are paid referral fees for leads or sales generated from visitors that click on some links or fill out certain forms on this site. Please view our advertising policy page for more information.