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Reviews of Online Warranty Providers

Last Modified: July 20, 2019 by Jeff Ostroff | Originally Published January 30, 2013

We have done extensive research into all of the extended warranty providers that we review here. We have looked into their financials to determine if they are able to meet their claim obligations and we have interviewed company executives. We stand by our recommendations and if our visitors have any issues we will work with the companies to resolve them. Here is what we found:

Review of CARCHEX

CARCHEX CARCHEX (Call them direct at 866-538-5986) assists you in the process of buying an extended warranty by working with multiple top tier warranty administrators. Their comprehensive coverage menu system ensures that you get the highest level of coverage at the lowest possible price.

After you have submitted your request for a quote online, you will be contacted by one of CARCHEX's Vehicle Protection Specialists by phone. You'll be pleasantly surprised that you aren't subjected to a high pressure sales pitch. They believe in providing a high level of customer service and using a sales approach that is more like a consultation. They were recipients of the Better Business Bureau's Torch Award in 2012.

The CARCHEX Vehicle Protection Specialist will walk you through the process of selecting the right coverage for you. They will then show you how to access their CARCHEX Direct system so that you can see the actual coverage contracts and plan benefits that they are offering prior to purchase. Everything is upfront and out in the open with no hidden surprises. Once you have found a plan which has the coverage and pricing that meets your needs, you will be able to complete the purchase securely online or over the phone.

The CARCHEX "Compete" Model

I've always recommended shopping around for the best price and coverage. CARCHEX makes it easier to shop around by presenting you with competing warranty quotes and coverage options from top administrators and helps you choose the one that's right for you. CARCHEX also has their own exclusive line of products available on most vehicles with unique coverage options and terms. They have taken their 14 years of industry experience to Assurant, Inc. to partner to create these products. Assurant, Inc. is a Fortune 500, publicly traded insurer and one of the largest and most respected insurance providers in the industry.

What I really like about the CARCHEX compete model is that they will provide you with the best quote for the highest level of coverage even if it's from another administrator. You can of course request to purchase the CARCHEX/Assurant branded product if you prefer. It is their goal is to get you the highest level of coverage at the lowest possible price.

The process is simple. You either fill out the online quote form or call them toll free. Your advisor will present you with your personalized coverage options. The CARCHEX Direct system lets you see the actual contract for each option while they are talking to you. You can even compare plans side by side. You will know exactly what is covered on your car by each plan they present to you. CARCHEX also has a proprietary product comparison tool that allows you to view CARCHEX coverage compared to a competitor's coverage. Be sure to take advantage of this tool.

Limited Time Offer: CARCHEX is offering $100 off all policies for visitors until February 28. Click here for pricing information.

CARCHEX will give you a menu of options from several different administrators to choose from. You will be able to select a plan that meets your needs from basic "Major Systems" coverage all the way to complete "Bumper to Bumper" protection.

Why We Recommend CARCHEX

CARCHEX is even recommended by Pat Goss, America's most trusted master mechanic, of "Goss's Garage" fame, on the TV show Motorweek on Speedvision and PBS. He's one of the most knowledgeable people on warranties and repair work that we trust, because he actually works in the trenches in his own repair shop and sees the issues consumers face. Knowing that Pat approves of CARCHEX made it easy for us at to recommend them.

Click Here to Get a Quote From CARCHEX

Companies We Don't Recommend

I get emails asking about many car warranty companies on the Internet from people anxious to get a warranty on their new or used car. Based on our research, here is why we DO NOT recommend the following companies, but you should investigate yourself and decide: has affiliate relationships with multiple web sites. We are paid referral fees for leads or sales generated from visitors that click on some links or fill out certain forms on this site. Please view our advertising policy page for more information.