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Car dealers hate us... You'll Love us!
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Sell your used car online and get more than trading it in at cars.com |
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Links To Attorney General Web Sites Of All 50 States For car loans try Capital One Auto Finance or HSBC Auto Finance, with lower APR than banks, & approval online in minutes. You can get new car loans, or used car loans. They Fed Ex your check the same day, so you could apply today, and pay for your car tomorrow, it's that quick. Finance your car in advance and avoid all the warranty and window etch loan scams at the dealer. Try car buying sites like InvoiceDealers, Cars.com, Yahoo!Autos, Autos.com, Edmunds.com, MyRide.com and CarsDirect to lookup how much dealers pay for cars, and get free car purchase quotes. Where To Begin First:
Avoid
junked, flooded, or salvaged Lemons.
Most people don't know their Attorney General has a web site. You should visit your Attorney General's web site before you go car shopping. Many attorney general web sites have consumer information and tips on avoiding car dealer scams, lemon laws, and how to file a lemon law complaint. You can file other car dealer complaints as well on your attorney general web site. You can usually email them or fill out an online complaint form to get started. In 1994 I successfully used the Florida Attorney General's office against a Pontiac dealer who cheated me on my extended warranty. While performing covered warranty work on my fuel tank, they welded a penny to plug a leak. That was pretty stupid, not to mention a safety violation, not that GM cares, their joke of a complaint line sided with the dealer as usual. Of course the penny corroded and leaked and I filed a complaint with the Florida State Attorney. In Florida the Consumer Affairs Division handles car dealers and they forced the Pontiac dealer to reimburse me $350 for the new gas tank. Once they saw my photos it was a no brainer. The most common car dealer crimes you should be contacting your attorney general about are the ones that most people don't even know are crimes: The forced extended warranty or the forced credit life insurance. It's been a felony for at least 10 years in most states, yet many car dealers still pull this scam on you, especially if you have bad credit. They tell you that you must buy the extended warranty or the credit life insurance, or else the bank will not finance you. This is NOT true, and by law no bank is even allowed to make you buy anything to a get the loan. If this happens to you, report it to you attorney general immediately, because if you don't someone else, maybe even you, will fall victim to their crimes. Other crimes to report are failure to disclose everything in writing on leases as required by FTC's Regulation M, and not disclosing your trade-in value on the lease. Florida is a great state for cracking down on cheating dealers and manufacturers. Florida has already motioned against Toyota, Ford, and Mazda for deceptive leasing practices, advertising, you name it. |
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If you're moving to another state or looking for information on drivers licenses, try DMV Web Sites For All 50 States or Drivers License Web Sites For ALL 50 States.
Why you must get a copy of your
driving record
I highly suggest you get a copy of your drivers license record BEFORE
shopping for insurance. Many of us have errors in our driving report
that will drive up insurance rates. A few years ago I paid a traffic
ticket, but they never credited my driving record, nor
did they credit me for going to driving school! How did
I find out? Allstate canned me! That's not the way you want
to find an error on your driving record. I saw an article
in the paper where the clerk of the court admitted they had a 20% error
rate, and shrugged it off as normal. So lucky 20% me had my license
suspended by mistake. Don't let this happen to you! Trust me, you
don't want to go through what I did to fix it. . If you go to driving
school or pay any fines, keep the receipt in your wallet for 3 years or
until you renew your license! If you get pulled over by the police, it's
your only salvation from being dragged off to jail for driving with a suspended
license. Just like your credit history determines
your loan approval, your driving record determines how cheap
your insurance will be.
Click Here To Get Started: How To Buy A New Car & Avoid Scams
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